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Listening Quiz: Lập Kế Hoạch Pension: Mức Trợ Cấp Hàng Năm Và Trọn Đời – Medium Level
Th2 22, 2024
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bởi
Anna Phạm
trong
Tiếng Anh dành cho Tư vấn thuế (English for Tax Consultant)
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1.
What is Michael mainly discussing with Sarah?
Rules for pension contributions and tax limits
How to choose a job with a higher salary
Ways to invest in the stock market
How to open a new bank account
Explanation:
Michael explains the annual allowance and lifetime allowance for pensions, including possible tax charges if the limits are exceeded.
2.
What does Michael say the annual allowance means?
The highest salary you can receive
The maximum you can add each year
The total amount you can save tax-free
The amount of tax you must pay every year
Explanation:
Michael says the annual allowance is ‘the maximum you can add each year.’
3.
What may happen if Sarah adds more than the annual allowance?
She must stop saving forever
She may pay a tax charge on the extra
She will lose all of her pension money
She will get a bonus from the government
Explanation:
Michael says that if she adds more than the annual allowance, she may pay a tax charge on the extra.
4.
What does Michael say the lifetime allowance is?
The amount you can withdraw without a fee
The total amount you can save tax-free
The total tax you pay on pension savings
The maximum you can add each month
Explanation:
Michael explains that the lifetime allowance is ‘the total amount you can save tax-free.’
5.
Why does Michael tell Sarah to keep track of her contributions and total savings?
To help her avoid tax charges on pension limits
To let her transfer money to another account
To make sure she can retire earlier than planned
To show she is earning enough salary
Explanation:
Michael says to keep track of contributions and total savings after explaining that exceeding the limits can lead to tax charges, so the purpose is to help avoid those charges.
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