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Listening Quiz: Bàn Về Các Lựa Chọn Tái Cơ Cấu Nợ – Advanced Level
Th12 15, 2025
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bởi
Anna Phạm
trong
Tiếng Anh dành cho Kế toán (English for Accountant)
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1.
What are Jessica and Mark mainly discussing?
C A new job opportunity for Mark
A restaurant reservation for an upcoming meeting
D How to invest extra savings
B Debt restructuring options to help manage Mark’s debts
Explanation:
The conversation is about Mark’s financial difficulties and Jessica explaining debt restructuring options, such as extending payment periods and negotiating a lower interest rate.
2.
According to Jessica, what happens if Mark extends his payment period?
D His monthly payments will stay the same
B His debt will disappear immediately
A His total interest may increase
C His lender will refuse automatically
Explanation:
Jessica says that spreading payments over more time reduces each payment, but it may increase the total interest he pays.
3.
What other option does Jessica mention besides extending the payment period?
A Closing all accounts permanently
D Selling his home
C Borrowing from a family member
B Negotiating a lower interest rate
Explanation:
Jessica says, ‘What about negotiating a lower interest rate?’ and explains that it is another good option to reduce costs.
4.
What can be inferred about Jessica’s role in the conversation?
C She is asking Mark to lend her money
D She is telling Mark to stop paying his debts
B She is offering practical help and guidance
A She is trying to avoid helping Mark
Explanation:
Jessica explains options, answers Mark’s questions, and offers to prepare the documents together, which shows she is providing practical help and guidance.
5.
What does Jessica say they can do to help improve Mark’s chances if he applies for a lower interest rate?
D Change the loan into a new job contract
A Prepare the documents together and provide good information
B Wait until the lender calls first
C Pay off all debts immediately
Explanation:
Jessica says, ‘Yes, we can prepare the documents together,’ and that they can improve his chances with good info.
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