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Listening Quiz: Quyết Định Rà Soát Hạn Mức Tín Dụng – Medium Level
Th11 3, 2025
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bởi
Anna Phạm
trong
Tiếng Anh dành cho Kế toán (English for Accountant)
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1.
What is the main topic of the conversation?
Laura is applying for a new job at the bank.
Laura is asking John to recommend a savings plan.
John is reviewing Laura’s credit limit and explains the decision.
John is teaching Laura how to use her credit card.
Explanation:
The conversation focuses on John reviewing Laura’s account and financial history and explaining that her credit limit will not be increased now.
2.
Why does John say Laura’s credit limit cannot be increased now?
Her recent income is stable but not higher.
Her account was closed last month.
She forgot to submit her application form.
She has not used her credit card enough.
Explanation:
John directly explains that Laura’s recent income is stable but not higher.
3.
What does John suggest Laura do to improve her chances of a future increase?
Spend more on her credit card every month.
Open a new account with another bank.
Increase her income or reduce her debts.
Ask for another review immediately.
Explanation:
John says that increasing her income or reducing debts would help.
4.
What can be inferred about Laura after the conversation?
She already received a higher credit limit.
She understands the decision and plans to improve her finances.
She wants John to close her account.
She is unhappy with John and refuses to continue the review.
Explanation:
Laura thanks John for the information and says she will work on improving her financial situation, which shows she understands the decision and plans to act on the advice.
5.
How long should Laura wait before applying again?
Six months
One month
Twelve months
Three months
Explanation:
John suggests waiting six months before applying again.
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